A killer insurance rate has a certain profile. Various factors determine your car insurance rate including your age, gender, where you live, and especially how you drive.
The importance of paying attention while driving cannot be stressed enough. Safe driving and defensive driving techniques are critical when you?re behind the wheel. A person hit by someone driving 50 km/h is twice as likely to be killed as a person hit at 40km/h. All drivers should be careful of these three killers in particular:
1) Lack of attention: Chatting on your cell phone or talking with passengers can cause you to weave in and out of your lane.
2) Aggressive driving: Speeding up to make a yellow light or tailgating can easily cause a crash.
3) Drowsiness: Over 60% of crashes are fatigue related. If you?re tired, roll down the window. If you risk falling asleep, don?t drive. Pull into a safe parking zone and get some sleep.



